If you’re like most people, then you might not have the best feelings about auto insurance. Of course, if you ever need it, then it’s great to have. Auto insurance is important, and it is the law, even if you never have to use it. But, what about auto repair insurance? Is that something you should have? Some drivers believe their auto insurance comes with auto repair coverage. However, that’s not necessarily true. A lot of people don’t actually have auto repair coverage.
What is Auto Repair Insurance?
Auto insurance covers you when you get into an accident. Like most insurance plans, there are different levels of coverage to choose from. You can get comprehensive coverage or just liability. Insurance companies also offer car repair insurance to cover auto repairs. Larger insurance companies tend to offer this coverage more than smaller companies do.
Auto repair insurance is not for everyone. Typically, it’s best for drivers with newer vehicles, or cars with lower mileage. When cars get older, they often break down more, so it can cost more to insure them for auto repairs.
Other Options to Auto Repair Insurance
So, what if you don’t want to buy more insurance? Another option is to purchase an extended warranty. In many cases, extended warranties give you the same type of coverage auto repair insurance gives you. With extended warranties you don’t have to worry about costly insurance fees or whether you have the right amount of coverage.
Both options are basically types of insurance. So, if nothing ever goes wrong with your car then you end up losing that money for nothing. But that’s insurance, right?
Is Auto Repair Insurance Worth it?
This is the golden question with insurance. It’s always a gamble. Auto repair insurance could be worth it for some drivers. However, in many cases, the manufacturer’s standard warranty already covers many of the most common repairs you will likely need. So, before you buy auto repair insurance check your manufacturer’s warranty. Additionally, extended warranties will usually cover the cost of auto repairs as cars get older. That means, for most drivers, auto repair insurance probably isn’t worth it.
Get Expert Auto Repair with or without Insurance
By law, everyone must have auto insurance. However, every policy and plan are different so be sure you understand what your plan covers. It turns out that a lot of people don’t have as much coverage as they believe. And the truth is, auto repair insurance is typically not part of most insurance policies. So, if your vehicle needs repairs, you are responsible to pay for them.
Whether or not you choose to pay for auto repair insurance depends on your individual circumstances. But the good news is at Glenn’s Auto Repair, we service any vehicle no matter what type of insurance coverage you have. If your car, crossover, truck, or SUV needs to be serviced, or your vehicle needs any kind of repair, now is a good time to get it done.
If you’re looking for the right service and repairs for your vehicle in Downey, then please call us at 562-359-4232 to schedule your next service. You can also schedule an appointment with us online by clicking here. We are your trusted Downey, CA auto repair shop for all services and repairs on all makes and models, including:
Subaru auto repair in Downey, CA
Chevy auto service and repair in in Downey, CA
Subaru auto repair in Downey, CA
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